Your Goals. Your Future. Expert Advice You Can Trust.
We work closely with a trusted, privately owned firm of independent financial advisers (with common stakeholders of our accountancy firm), fully authorised and regulated by the Financial Conduct Authority (FCA). This means they are not tied to any single provider and can offer truly independent, whole-of-market advice tailored to your unique circumstances.
Harris+Co Financial Planning Limited (HCFP) is led by a Chartered Financial Planner, who brings a high level of professionalism and expertise, giving you confidence that your financial future is in safe hands.
A Joined-Up Approach to Your Finances
Collaborating seamlessly with our accountancy and tax teams where appropriate, HCFP offers a fully integrated financial planning service. This ensures your financial, tax and investment strategies are aligned and working together effectively.
You’ll benefit from the personal service often associated with a family-run firm – combined with the depth of expertise and resources more typical of a much larger practice. In short, HCFP offers big firm capability, small firm values.
Areas of Financial Advice
The advice provided by HCFP is holistic – taking into account your entire financial situation, objectives and lifestyle. Common areas of planning include:
Pensions + Retirement Planning
Helping you build funds for retirement or draw from them tax-efficiently once you’ve stopped working. Planning ensures you can retire on your terms, with the peace of mind that your income will support your desired lifestyle.
Investments
Designing investment strategies tailored to your risk profile and goals, while making full use of available tax wrappers such as ISAs and investment bonds.
Inheritance Tax Planning
Supporting you in mitigating potential Inheritance Tax liabilities, while ensuring you retain enough financial security for your lifetime needs.
Protection Planning
From life insurance to income protection and Whole of Life cover, the firm advises on appropriate solutions depending on your stage of life and personal priorities.
Lifestyle Planning (Cashflow Forecasting)
By bringing all financial elements together, cashflow forecasting allows you to clearly see whether you're on track to achieve your life goals. Whether it's retiring early, making gifts to family, or simply gaining peace of mind, this forward-looking approach empowers you to make informed decisions.
The real value of this advice lies in its collaborative, goal-focused nature. It’s not just about the numbers—it’s about ensuring your money is working to support the life you want to live. Are your assets enabling the things that matter most to you?